Blockchain HAQQ x Islamic Coin sebagai Solusi Pengembangan Uang Kripto berbabis syari’ah
(Analisis Hukum Syari’ah dan Yuridis Normatif Indonesia)
Keywords:
Islamic Coin, HAQQ, Cryptocurrency, Shari'ah LawAbstract
Pada tahun 2021, Dubai menciptakan mata uang kripto berbasis syari’ah bernama Islamic Coin beserta dengan Blockchain HAQQ. Kehadirannya diharapkan menjadi solusi untuk umat muslim yang ingin memakai uang kripto, namun terhalang karena di Indonesia Fatwa DSN MUI mengatakan bahwa kripto haram digunakan sebagai mata uang. Penelitian ini bertujuan untuk mengetahui; Apakah HAQQ x Islamic Coin sudah mematuhi aturan syari’at Islam? Bagaimana kedudukannya bila dikaitkan dengan Fatwa DSN MUI dan Legalitas di Indonesia? Metode yang digunakan adalah pendekatan normative dengan metode kualitatif. Data primer berasal dari Platform Blockchain HAQQ dan Islamic Coin, sedangkan data sekunder berasal dari penelitian terdahulu, buku dan aturan yang membahas tentang uang kripto. Hasil penelitian menunjukkan bahwa Islamic Coin belum begitu sesuai dengan aturan syari’at karena tidak menjelaskan akad apa saja yang di pakai di dalam white paper-nya, Islamic Coin masih memiliki kemungkinan fluktuatif serta belum adanya darurat syar’i untuk mengesampingkan unsur gharar. Sedangkan menurut legalitas hukum positif, Islamic Coin memiliki perlindungan hukum, bukan sebagai mata uang melainkan sebagai aset komoditi.
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